100% FINANCING AVAILABLE THROUGH USDA! Welcome to 98 Jims Lane—a beautifully renovated, move-in-ready ranch situated on a spacious, private lot with NO HOA! This charming three-bedroom, two-bathroom home offers comfortable one-level living with a bright, open-concept floor plan and generous living spaces ideal for relaxing and entertaining.

The oversized, fully updated kitchen is the heart of the home and features brand-new soft-close shaker cabinets, quartz countertops, a tile backsplash, stainless steel appliances, stylish lighting, new cabinet hardware, a new sink faucet, and updated fixtures. A large kitchen island with decorative shiplap paneling and an expansive breakfast bar provide abundant workspace, seating, and storage. The kitchen also includes a large walk-in pantry, offering plenty of additional storage for groceries, appliances, and everyday essentials.

Additional interior upgrades include durable 22mm luxury vinyl plank flooring throughout—NO CARPET—fresh interior and exterior paint, recessed LED lighting, modern hardware, and new light fixtures throughout. All interior doors have been replaced and feature new hinges, handles, hardware, and doorstops. Each spacious bedroom is equipped with a remote-controlled ceiling fan, and two of the three bedrooms feature large walk-in closets.

The oversized primary suite provides plenty of room to unwind and features new windows, a large walk-in closet, and a beautifully renovated private bathroom. The spa-like primary bath includes an oversized freestanding soaking tub, a separate modern shower, a new toilet, a sleek double vanity with soft-close cabinetry, new faucets, an updated showerhead, stylish lighting, and a new vanity mirror.

The inviting living room is highlighted by a stone fireplace and ceiling fan, while the spacious laundry room offers additional functionality and storage. Exterior updates include a new front door, a new sliding glass door opening to the large back deck, and a new glass exterior back door.

Enjoy peaceful mornings on the brand-new front porch or relax on the new back deck overlooking the private, flat backyard. The property has been professionally landscaped, and new gravel has been installed along the driveway for added curb appeal and functionality. With wide-open space and endless possibilities, there is plenty of room for pets, children, gardening, entertaining, adding a workshop, or simply enjoying quiet country living.

Additional features include a very long, flat driveway with ample parking for multiple vehicles, an RV, boat, or recreational equipment; a brand-new roof installed in 2026; a new Goodman HVAC system installed in 2026 with a 10-year parts warranty; and a septic system that was pumped in January 2026.

Conveniently located near Highway 441, this home offers easy access to Athens, Commerce, shopping, dining, schools, and everyday essentials. You’re also approximately 15 minutes from I-85, Tanger Outlets in Commerce, and Jefferson, providing the perfect balance of peaceful country living and convenient access to nearby destinations.

With no HOA and plenty of room to spread out, this home is an excellent opportunity for first-time homebuyers, investors, downsizers, or anyone looking for a beautifully updated home with space and privacy. Schedule your showing today!